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  • Confessions of a Manhattan Real Estate Firm

    At Alliance Real Estate we're never shy about sharing our collective real estate wisdom, nor will we ever hesitate to laud the many benefits of using one of our knowledgeable agents for your real estate transaction. But there's something we haven't been honest about.
     
    Our job? It's kind of easy.
     
    Not because we bring decades of experience to the table (but we do), not because we're well connected locally and nationally (but we are), and certainly not because we work harder for you than any of our competitors (also true). It's easy, because we proudly serve the greater-Manhattan area which is—not to overstate it—the greatest place in the entire known and unknown universe (or at the very least, on Earth).
     
    Simply put, Manhattan, Kansas sells itself (we just handle the paperwork).
     
    Now, we could take the easy approach here and tell you about the city's rich and storied history (dating back to 1857), but we won't. Nor will we casually mention it's numerous natural wonders (lakes, streams, national parks, rolling hills and sprawling forests). We're certainly not going to be name dropping any Big 12 Conference schools in the area (K-State!). Nor will we try to entice you with the many outdoor, family and cultural activities available (hunting, fishing, golf, music, theater, opera, shopping, hiking, biking and more). Finally, we're not going to bore you by listing the many awards and commendations Manhattan has received over the years (All-American City 1952; 2007 CNN and Money Magazine 10 Best Places in America to Retire Young; 2011 Forbes No. 1 Best Small Community for Business and Career).
     
    Because we live and work in Manhattan, Kansas, we believe the greater-Manhattan area speaks for itself. We're simply humble guides with the esteemed privilege of sharing our intimate knowledge of the greatest place on Earth (okay...universe).
     
    Contact an Alliance agent today, and find out just what you've been missing (hint: it's everything).

  • Reasons You REALLY Need a Real Estate Agent

    There are two mindsets in today's real estate market. One, you can completely do it yourself without the help of a so-called real estate professional and two, if you don't work with a real estate agent, someone will kick a puppy and then the world will literally implode.
     
    That's a lot of pressure, so what's the real answer?
     
    Here's the real reason you need a real estate agent in today's market, with all the marketing lingo, empty buzz words and flashy real estate jargon stripped away:
     
    Completing a successful real estate deal requires A LOT of work. That's it. No gimmicks. Just the truth.
     
    Whether you're buying or selling, real estate is a full time job. Our job, in fact, and one in which we take great pride and exercise with unparalleled skill. There are no shortcuts to success, we succeed because we put in the time and effort required for each of our clients.
     
    Why are we revealing this big secret? Because at Alliance, we work for you. We respect hard work, which is why we work hard for you. And if we're not being completely honest, then we're not working for you, we're just working you—and that's not our style.
     
    Need someone hardworking and honest in your life? Contact an Alliance agent today.

  • Maintain Your Poker Face

    You’ve found your dream home and you’re ready to make an offer. More importantly, the list price is the exact amount you wanted to pay for a new home…so the obvious choice is to make a reasonable offer and you’re all set. Right? Wrong. Things just got interesting.
     
    It’s the seller’s job to set their list price at an amount that works for them and which covers their expenses. Your job, as the buyer, is simply to negotiate the best deal for yourself. Regardless of how you feel about the home, if the financial side doesn't benefit you or fit your plan, it’s not the home for you. No matter how much you love a property (and unless money is no object to you) you must be willing to walk away. Take this quick example:
     
    A young couple who are friends of mine recently purchased a new home in mid-2011. They ultimately settled on two homes which had the exact amenities they desired. Home #1 was listed just inside their price range and Home #2 (which they actually preferred) was approximately $12,000 above the upper end of their price range.
     
    They decided to submit an offer on Home #1, opening about $11,000 below list price, anticipating that they would eventually meet the sellers in the middle, split the difference and arrive at a final price about $5,000-$6,000 below the original list price. Then the sellers counter-offer came in: they had dropped $1,000 from the list price. So my friends counter-offered again, increasing their offer by $3,000. The sellers, in turn, rejected that offer and counter-offered with their original offer, noting to the buyers that they had only owned the home for a few years and, for that reason, their list price was their bottom line. They had no wiggle room and had to sell their home as close to list price as possible. So my friends walked even though they loved the home, because they couldn’t arrive at a deal that worked for them.
     
    This led to my friends making an offer on Home #2. On the advice of their real estate agent, they made the best offer they could safely afford, about $20,000 below list price just to see what would happen. As expected, the offer was rejected and the sellers counter-offered with a price drop of $3,000. Suspecting that the end result of negotiations would still result in a selling price out of their price range, they walked. To their surprise, they received a second unsolicited counter-offer from the sellers about a week later, dropping the price an additional $3,000. However, this still put the house at a higher price than they were comfortable with, so they let this counter-offer expire.
     
    The seller had played their hand, however, and it was evident that they were eager to sell.
     
    My friends continued to look at homes for the next month or so, then went back and made one final offer on Home #2, just $3,000 more than their initial rejected offer and approximately $17,000 below list price. The sellers countered quickly: add $1,000 to the offer and it was a done deal. They moved in last June, paying $10,000 less than the house appraised for and $16,000 under list price.
     
    The lesson here, is patience. If you know what you're looking for and what a fair price for it is, then wait until you find it. Don't settle for anything less and never show your hand. Of course, it helps if you have a knowledgeable and skilled real estate agent on your side as well. So contact a helpful Alliance agent today.

  • Don’t Let Poor Credit Sink Your Dreams

    When it comes to buying a home your credit score is the single most important factor in determining what lenders are available to you, the type of loan you qualify for, available interest rates and even the amount of money required for your down payment.
     
    No one has perfect credit, but in order to keep your credit score as happy and healthy as possible there are a few simple steps that can help improve or repair a less-than-stellar credit rating:
     
    First, pay bills on time. It sounds simple, but it's one of the most important factors that can adversely affect your credit score. Timely payments directly demonstrate your credibility as a borrower. Remember, always contact your lenders if you anticipate having trouble with an upcoming payment and work with them. You'd be surprised how often creditors are willing to listen.
     
    Second, maintain open credit. Instead of closing accounts without a balance, keep them open. A higher available credit limit to debt ratio will improve your credit score over time. In addition, closing your credit accounts (even at your direction) can negatively impact your score, because it reduces the amount of open credit in your name.
     
    Third, organize your debt and start paying it down. While easier said then done, it’s important to remember that you have to start somewhere and that it’s never too late to start repairing your financial life. Organize, prioritize and eliminate.
     
    Fourth, stop taking on new debt. Again, easier said than done, but if you’re already drowning in debt, adding more to the heap doesn’t make sense. For example, if you were on a sinking ship you would work to repair the hole, not make it bigger. The same principle applies here.
     
    Finally, stay on top of your credit score. Everyone makes mistakes, even the companies that maintain and monitor credit scores. Once per year, check your credit report with each of the three credit bureaus for errors, you never know what you may find. And if you do see something out of the ordinary or incorrect, be sure to open a dispute and get it corrected.
     
    Of course, these are just a few simple tips to help improve your credit score and take one step closer to the dream of home ownership. No matter what, remember that friendly and knowledgeable Alliance agents are available to help you through every step of the real estate process, regardless of whether you're ready to start looking, or just need help getting ready to think about possibly, maybe, perhaps buying a new home...someday. Contact us today, we're here to make your dreams come true.

  • Odd Is A Two Way Street

    You’ve purchased your first home and, after years of renting and living in places where someone else dictates what you can and cannot do to your living space—finally—you’re in charge!
     
    You’re tearing out walls to construct unique built-in shelving, building custom storage in your closets, planning your dream kitchen around an interior barbeque pit and painting your walls whatever colors/patterns happens to strike your fancy. Then, after years of customizing every aspect of your home and when it’s exactly as you always imagined it—for one reason or another—you have to move and need to sell your house.
     
    Now all of that customization that you’ve poured your blood, sweat and unique preferences into is a potential obstacle to selling your home. That’s not to say the first viewing won’t yield a buyer who shares your unusual aesthetics and all of your custom work won’t hasten the sale of your home…but your general goal is wide marketability.
     
    Bottom line, when it’s time to sell your home, you need to audit the aesthetics and identify what aspects of your home will help it sell—as well as those that will hinder it—and then determine what stays and what has to go.
     
    Conversely, if you’re a buyer, there’s more to a home than just the desired number of bedrooms and bathrooms. Sure, location, size and price are paramount, but once you’ve narrowed potential properties down and are evaluating the short list, it’s time to dig deeper.
     
    Keep in mind, it’s easy to walk through a potential property and casually comment on stuff that you’ll change once you move in—but all those little things start to add up, so it’s important to identify things that you can live with and those that are deal breakers.
     
    For example, friends of mine were looking at houses to buy and came across a property that was very nice, two floors, three bedrooms, two bathrooms, finished basement and a decent-sized yard. It didn’t blow them away, but the price and location were right and it was definitely in line with what they were looking for…except for the Dale Earnhardt-themed kitchen. (To be fair, we’re not talking about just a few pieces of memorabilia, this was a bold black, red and silver kitchen with a massive #3 mural on one of the walls and enough framed pictures to choke a museum—changing the look of the kitchen was going to require a serious investment of time and money).
     
    To be fair, there’s nothing wrong with showing some love for a NASCAR legend in your home, but if you’re trying to market your property to someone who doesn’t share your level of passion for something, it’s going to be a tough sell—and color their feelings towards the rest of the house.
     
    So remember, when selling your home, you don't want your vision to obscure what a potential buyer may see in the property; and as a buyer, if you can't displace the current owners aesthetics without significant time or money, it's either time to look elsewhere, or ask just what the owner is willing to change for you. Either way, we're here to help.

  • New Year, New Resolve.

    It's a new year, which means new resolutions, fresh ambitions and newfound goals. Unless, of course, you believe the Mayan calendar is correct and 2012 is the final year of existence, in which case it means relaxation, laziness and shirking responsibilities. For those counting on a future though—now is the time to make plans for future successes.

    So, if you've been thinking about buying and/or selling real estate in the greater-Manhattan area, now is the time to act! To help, we've put together a few New Year's tips to help you get the ball rolling. For buyers:

    Contact an Alliance agent today!
     
    Alternatively, if you're thinking of selling property, you should:

    Contact an Alliance agent today! (Noticing any trends here?)

    In all seriousness, there has never been a better time to buy or sell real estate in the greater-Manhattan area—and we should know, we've been in the business for a long time and know Manhattan and the surrounding areas like it's our hometown (because it is).

    From gathering and preparing relevant documentation to developing and/or reviewing offers, we have the know-how and experience to make all of your real estate ambitions a breeze! So don't take the easy way out and have another year of broken resolutions, contact Alliance today and make all of your real estate dreams come true.

    Let's face it—even if the Mayan calendar is correct—it's never too late for a good deal! Contact Alliance today.

  • The Plan? Plan Ahead.

    When does a successful real estate transaction begin? Well...the moment you decide to buy or sell property.
     
    If you're buying, you need to consider location, building type, construction age, size, price, down payment amount, financing, insurance, home inspection, etc...not to mention the personal tax and financial history documentation which need to be gathered throughout the process.
     
    If you're selling, you need to consider current market conditions, target sale price, type of buyer financing you're willing to accept, property showings and related preparations, how long you expect your property to be on the market versus how long you can handle having your property on the market, taxes, advertising, etc...the list goes on—regardless of whether you're buying or selling.
     
    Simply put, it's a lot to juggle.
     
    So how do you do it? If only there was some sort of guide or road map to follow that could make the entire process easier. Well...now there is, just contact your friendly neighborhood Alliance agent, relax and let us handle the details while you sit back and think about what's truly important.
     
    Like where you're going to put that new big screen television, what colors you want to paint the nursery or where you'd like to retire.
     
    At Alliance, we don't remove you from the important decisions, we handle all of the distractions and allow you to focus on what really matters to you. Contact us today.

  • There's a Law for What?

    The real estate game is a complex and ever evolving industry and staying on top of the current rules, regulations, requirements, tips and tricks is a full-time job—ours actually. With the advent of the Internet and near instant access to information, there is a growing trend to question the necessity of real estate agents. However, it's important to keep in mind that access to information may be easy these days, but the quality of the information matters most.
     
    The real estate industry in particular is a veritable minefield of potential pitfalls and traps. Without a knowledgeable and experienced agent (like Alliance) a seemingly simple transaction can turn into a complete disaster. Real estate laws and regulations form a complex web and, although there are many paths to completing a successful transaction, an experienced Alliance agent can skillfully guide you down the path that is most beneficial to you so that—whether you're buying or selling—YOU look like the professional when it comes time to close.
     
    Remember, it's our job to know the rules inside and out—regardless of how ridiculous some of the rules may be—and advise you on them when applicable. For example, were you aware that, in the State of Kansas (and yes, these are real) it is:
     
    • Illegal to catch bullfrogs in a tomato patch;
    • Illegal to hunt whales;
    • Illegal to catch fish with your bare hands;
    • Illegal to shoot rabbits from a motorboat; and 
    • Illegal to use mules to hunt ducks.
     
    In all seriousness, our agents bring a wealth of experience to the table and have worked in and watched the industry evolve over the years. An Alliance agent is an indispensable ally for all of your real estate needs, both locally and statewide, because it's what we do.
     
    Also, if you had plans to build the state's first luxury motorboat-rabbit hunt and barehanded fishing reserve—we just saved you some time and money. Contact Alliance today; we're here to help.

  • Know Thy Neighbor

    Before buying a home, you’ll have a walkthrough (or two) where you evaluate the property and, ultimately before buying, have a home inspection so that—from the very start—you know what you’re purchasing. However, one aspect of a home that buyers often forget to investigate is one that can potentially have the largest impact on their happiness—the neighbors.
     
    Bothered by barking dogs? Watch for the tell-tale signs of animal owners—or the presence of the animals themselves. Don’t want nosey neighbors? If they walk into the house uninvited on your first walk-through just to see who you are—this might be something to worry about. Fear moving in next to some sort of super-villain? Might want to take note of that towering doomsday device parked in your neighbor’s driveway.
     
    Certainly, it’s not always possible to meet or accurately evaluate your neighbors before you move in to your new home. But a discerning eye can lessen the chances of an unpleasant surprise that first week in your new place.
     
    Also, it’s important to remember that you will be living in close proximity to and interacting with your new neighbors on a regular basis for (potentially) decades to come. Seek direct and amicable resolutions (as opposed to passive-aggressive actions) whenever possible.  For example:
     
    A friend of mine—let’s call him “Dave”— recently purchased his first home, which had sat vacant for nearly 170 days prior to him moving in. Shortly after moving, Dave noticed that a small portion on the edge of his driveway had collapsed into a tiny sinkhole about three inches deep. Further investigation revealed that his neighbor’s gutter downspout extended nearly nine feet away from their house (right to the property line) and the end of this downspout aligned perfectly with the sunken portion of Dave’s driveway.
     
    Rather than taking a hostile approach, Dave chose to speak directly with his neighbor and politely informed them of the situation. It turns out that, shortly after the previous owners moved out, the neighbor’s downspouts began causing problems for the concrete slab that supported their air conditioning unit—causing it to begin sinking—so they extended their downspout farther from their house to alleviate the problem, which it did. However, with no one occupying the house next door they failed to notice the minor damage it was causing to the driveway. Ultimately, the neighbor agreed that they needed to reroute or shorten his downspout and even offered to pay for the minor repairs to Dave’s driveway.
     
    Just some friendly advice from your neighborhood Alliance agent—and this is just the tip of the iceberg. Contact us today and see what other problems we can help you solve.

  • Alliance Realty donates $3,000 to Habitat for Humanity's 'Homes for Heroes'

     In Summer 2011, Alliance Realty formed a partnership with Manhattan Area Habitat for Humanity (MAHFH) to support their outstanding work in providing affordable housing to the Manhattan community. Every Alliance Realtor volunteered to donate a portion of their commission earned on every home sale to MAHFH. 

       On Nov. 12, Alliance Realty presented their first donation of $3,000 to MAHFH. This donation will go toward Habitat’s Homes for Heroes program which will build a home for a deserving area veteran. 

       “The need for decent, safe and affordable housing for persons who might not otherwise be able to own a home is an issue in our community.” said Shehanna Adams, executive director of MAHFH.  “Alliance has committed to a partnership with MAHFH, one that will benefit future home owners.”

       Alliance Realty is proud to support an incredible local organization that is changing lives in the Manhattan community. Alliance Realty’s clients are part of something much bigger than a real estate transaction--they’re a part of positive change in the Manhattan area.

       Contact Alliance to day to find out how they can help you acheive home ownership. 

  • What's With All the Acronyms, I Just Need A Loan!

    So do you go FRM or ARM? And if you go ARM do you go 1, 3 or 7-year? Once you figure that out, should you go conventional (a non-acronym, nice!), FHA, VA or USDA? And what is PMI? Ugh.
      
    For a first time home buyer, the real estate game can be an interesting (i.e., overwhelming) experience, especially when it comes to securing financing to purchase your dream home. While the system has simplified somewhat over the past few years and the days of exotic mortgage deals are long gone, it can still be a very intimidating process. So, how do you know what type of mortgage is right for you?
     
    Well, Alliance can help!
     
    When considering a mortgage, there are three important factors to consider:
     
    First, determine how much you want to put towards a down payment. Different types of loans have different standards and requirements. Conventional loans generally require a down payment of 10-20 percent, while Federal Housing Administration (FHA) loans require as little as 3.5 percent down. For those that fit very specific criteria and/or meet particular income requirements, specialized mortgages such as those administered by the Department of Veterans Affairs (VA) and United States Department of Agriculture (USDA) may require no down payment or offer down payment assistance!
     
    Second, (honestly) evaluate your credit-worthiness. After the real estate bubble burst, lenders offering conventional mortgages began imposing more rigorous standards for loan approvals. If you have a great credit score, conventional may still be the way to go. However, if you have less than spectacular credit, FHA loans offer less strict standards. Just remember that there are many variables that come into play and a mortgage that is a great option for one person, may not be the best choice for another. Your credit score (and the amount of your down payment) is also a factor in determining whether your loan requires Private Mortgage Insurance (PMI).
     
    Third, what are your reasons for buying and how long do you intend to own this particular property? If you're buying long term, it's probably a good idea to lock in a Fixed Rate Mortgage (FRM) so that your interest rate (and payment) remains the same throughout the term of your mortgage, whether it's 10, 15 or 30 years. Alternatively, if you're investing in a property that you plan to flip or sell within a few years, and Adjustable Rate Mortgage (ARM) may be a better choice so that you can take advantage of slightly lower interest rates and (ideally) sell the property before the rate increases.
     
    The point here is that there are many mortgage options available to buyers and it's important to carefully evaluate each to determine which is right for you. Contact a knowledgeable Alliance agent today and let us help you make a sound and informed decision.

  • Simplify Your Life with Alliance!

    Whether you’re buying or selling, the real estate market is a daunting gauntlet of rules, regulations, traps, pitfalls and deadlines. How are you supposed to keep track of it all?

    At Alliance, we believe you shouldn’t have to—let us handle everything.

    The only constant in real estate is that the market constantly evolves. Whether you’re a first time buyer or a seasoned real estate mogul Alliance is with you every step of the way to ensure that every transaction runs as smoothly as possible from start to finish. We’re there with you on the front lines everyday with helpful advice, tips and tricks to make sure that you, as our client, receive the best possible result from every deal. 

    More importantly, we are deeply invested in the greater-Manhattan community. Our roots run deep because we don’t just care about the community, we’re an integral part of it. For that reason, we possess valuable insider knowledge about other buyers, sellers, brokers and properties that you just can’t get anywhere else. In addition, we have many vetted and trusted local connections we can recommend throughout every step of the process, regardless of whether you need a lender, home inspector, environmental testing, repairs, etc. At Alliance, we’re not selling a community, we’re helping build it.

    Throughout the buying and selling process, we’ll track all of the rules, regulations and deadlines, all the while helping you avoid the trials, tribulations and pitfalls of an aggressive and ever-changing market. Basically, we handle all of the headaches and you sit back and enjoy the ride. Trust us; you want us in your corner. Contact Alliance today and see what we can do for you.

  • Always remember - you're in control!

    With the current state of the real estate market, now is a better time than ever to purchase your own home. Still, there are a few important tips to keep in mind throughout the home buying process.

    First, before you ever tour your first property, get pre-approved for a mortgage. With pre-approval you will immediately know the price range of homes you can afford and have a ready estimate of what your mortgage payment will likely be (including escrow, taxes and other costs). In addition, in the eyes of sellers, having pre-approval will add credibility and weight to any offer you make.

    Second, shop around for a better deal on your mortgage! You’re going to look at more than one property before committing to such a large purchase, don’t limit yourself when it comes to your mortgage lender. Pre-approval is not a contract, so use it as a base line to compare what other lenders are offering and find one that works best for you. Most especially, if you have exceptional credit (you’ll be able to find out your credit scores from all three credit bureaus as part of the pre-approval process) you hold all the power and lenders will compete for your business! Make sure you get the best deal available to you.

    Third, when you finally do put in an offer on a house remember, this is a poker game, don’t show your hand. It’s a buyers market, make sure you get the best deal with you can.

    Lastly, start gathering and assembling the necessary financial documentation long before you make an offer on a house. The last thing you want to do is scramble for documentation needed by your lender while butting up against a looming closing deadline.

    Keep in mind that every step of the way—from your first home tour to move-in day—a professional and knowledgeable Alliance agent is your number one ally throughout this process. We’re deeply vested in the greater-Manhattan community and look forward to the opportunity to put you in the home of your dreams!

  • Pre-Game! Enjoy Pancakes This Saturday at the American Legion

    Come help support the Manhattan Area Habitat for Humanity at the American Legion this Saturday morning (12th). Pancakes are being served. All proceeds are going to Habitat and their Homes for Heros inititave. At 8:30 Alliance will be donating a check and a commitment for future support. This is a great way to pre-game before we Destroy Texas A&M! Go Cats!

  • Are you waiting for the "right time" to buy a home?

    Just the other day a good friend of mine said: "You know, I might consider making a move some day. I'm just waiting for the market conditions to be just right." I can’t imagine the market conditions in Manhattan being any better!

    We at Alliance can understand where the fear comes from. Let’s face it; the United States housing market is not doing well. Foreclosures and Short Sales are taking over many communities. Almost every news broadcast across the US talks about how the current market is in peril.

    Timing the market is tricky; I will be the first one to admit that. It's constantly changing. What is constant through this whole process is the ability of an Alliance agent to identify the current local condition.

    What you hear on the news about the housing market nationally, or even regionally, can have very little to do with how well homes are selling in your neighborhood... This is especially true with the community of Manhattan! 

    Here are a few facts about Manhattan:

    • Riley County, Kansas is the #1 least economically depressed county in the United States of America.
    • Manhattan, Kansas has been listed in multiple publications as one of the top 10 places to retire young.
    • In 2011, Manhattan was ranked #1 as being the "Best Small Communities for a Business and Career".
    • Manhattan as a whole is extremely transient. With Ft. Riley, Kansas State University, and so many small and emergent businesses, there is a HUGE influx of people to our great community!

    If the fear of the housing market is preventing you from buying a home, I encourage you to take a closer look.

    Give us a chance to talk to you about the current Manhattan housing market. We would be glad to share what we know!

    We have a lot of experience selling homes in this area and can fill you in on what's happening.

    Please give us a call!

  • It's all about location...right?

    When it comes to real estate, only three things matter: location, location, location…or so the old adage goes. But by this logic the pinnacle of real estate grandeur could be a decrepit shack with an ocean-view or a 20-square foot apartment that just happens to be nestled in the middle of a bustling urban cityscape. 

    Face it, unless there’s undiscovered oil beneath a property, location is just the beginning. You’re ahead of the game though because you’ve chosen the greater-Manhattan area and all it has to offer. So what’s next? Well, it’s time to contact Alliance.

    Tell us what you want. Describe your dream home and property in every minute detail. Then, you sit back and let us do all the legwork to find properties that resonate with your unique vision.

    Desire a home with a hot tub in every room? It probably doesn’t exist—but that tells us that you’re going to want unique properties with room to expand and build (and if it does exist, we’ll find it for you).

    Worried about the safety of your family during the impending zombie apocalypse? You shouldn’t—but we bet you’d love a sturdy brick home on a picturesque hilltop (an easily defensible position, just saying…).

    No matter what you desire, at Alliance we’re all about reading between the lines and really listening to what our clients want, then helping them find it. Contact an Alliance agent today and see what we can do for you.

  • "Is now the best time to buy our first home, or should we continue to rent?"

    Chances are, you've asked yourself that question over the past few months.  An Alliance Agent can help you find the answer, so you can make the best decision.

     

    There's one thing we do know for sure…

     

    We can probably get you into a new home for a monthly payment that is close to what you're paying now in rent (maybe even less)!

     

    That's something to think about!

     

    So why not let us show you what's on the market right now? You might find that there's a dream home available that you can get into affordably.

     

    We can definately help! What could it hurt? Contact and Alliance Agent today!

  • Buying a home is NOT an uphill battle!

    You Wouldn’t Climb Mt. Everest Without A Guide, Why Risk Such A Misstep When Buying Your First Home?

     Interest rates are historically low, the market is saturated with available properties and sellers are highly motivated.  While there is no question that it’s a buyers’ market, you should never dismiss the benefits of having a skilled real estate agent working for you—especially if you’re a first-time buyer.

     By working with one of our talented agents you will gain access to a wealth of information—all of which we prepare for you.  We’ll search for and identify properties with the amenities you desire, research neighborhood profiles to provide detailed demographic information, schedule appointments to view properties that interest you and research recent sale prices for comparable homes.

     Once you’ve found a property you wish to make an offer on, we’ll pull relevant historical documents, dig up sales data on the listing agent, develop pricing strategies and ultimately, assist you with putting together the strongest possible offer that provides the best value to you.

     Talking to an Alliance agent is the first crucial step to home ownership.  Tell us your goal and we’ll make sure you reach it.  Call today and we’ll have you on solid footing from the very start.

  • Is the lack of money holding you back from buying a home?

    If you've been thinking about buying your first home, one of the issues that might be holding you back is money.

     

    You might be asking yourself, "Can we afford a home? Can we get financing?"

     

    An Alliance Agent can help you answer those questions.

     

    Each agent at Alliance has a lot of experience working with first time home buyers. We can help you identify homes on the market that fit your budget, help you figure out the kind of mortgage you qualify for, and -- when you find your dream home -- negotiate the best price.

     

    Let's talk!

     

    Please call or email an Alliance Realtor today!

  • A place to buy... A place to rent... A place to lease-to-own? Say Wha!

    The word is out!  Alliance is already the best company to help you find a "place to call home!"  Whether it's a place to rent, a lot to build on,  or just looking to buy a new home, our trusted real estate advisors will provide the solution!

    So what about those who can't get a loan but need a solution to build equity and have a sense of ownership?  Alliance, yet again, has the solution for you.  If you or someone you know is interested in discussing a lease-to-own option, whether you're a frustrated seller or an eager buyer, contact us today!

  • Would you like to have a mortgage payment less than your lease payment?

    Seriously, I just had a client close on a home at a interest rate for 2.75%.  Young couple first home and their payments are lower than their rent.  Please call Alliance Realty if you are tired of giving all your money to renting.